This Rate Schedule states rates applicable to specified accounts. This schedule is incorporated as a part of your account agreement with Torrance Community Credit Union. Rates may change without notice. Accounts are insured to at least $250,000 by NCUA. For purposes of this disclosure, the dividend rate and annual percentage yield stated for the term share accounts were offered within the most recent seven calendar days and were accurate as of October 23, 2019

SHARES, DRAFT, MONEY MARKET
ACCOUNTDIVIDEND RATE APRAPYVARIABLESPD
SHARES 0.20% 0.20% ALL BALANCES PD QTRLY
DRAFT 0.00% 0.00% ALL BALANCES PD QTRLY
MONEY MARKET      MINIMUM DEPOSIT  
   0.00% 0.00%  $0 TO $2,499.99 PD MONTHLY
   0.25% 0.25%  $2,500.00 TO $9,999.99 PD MONTHLY
   0.29% 0.29%  $10,000.00 TO $24,999.99 PD MONTHLY
   0.29% 0.29%  $25,000.00 TO $49,999.99 PD MONTHLY
   0.32% 0.32%  $50,000.00 TO $99,999.99 PD MONTHLY
   0.35% 0.35%  $100,000.00 and up PD MONTHLY
ACCOUNTDIVIDEND RATE APRAPYVARIABLESPD
TRADITIONAL IRA 0.63% 0.63% ALL BALANCES PD QTRLY
ROTH IRA 0.63% 0.63% ALL BALANCES PD QTRLY
COVERDELL EDUCATIONAL SAVINGS 0.63% 0.63% ALL BALANCES PD QTRLY
ACCOUNTDIVIDEND RATE APRAPYVARIABLESPD
HOLIDAY CLUB 0.20% 0.20%   PD QTRLY
Your rate and yield may change at any time at TCCU's discretion. Minimum balance of $5 in share account to earn advertised annual percentage yield.
ACCOUNT DIVIDEND RATE APRAPYVARIABLESPD
CERTIFICATES        MINIMUM DEPOSIT  
  30 Days  0.53% 0.53%  $1,000 PD MONTHLY
  60 Days  0.63% 0.63% $1,000 PD MONTHLY
  90 Days  0.73% 0.73% $1,000 PD MONTHLY
  6 Months  0.88% 0.88% $1,000 PD MONTHLY
  9 Months  0.88% 0.88.% $1,000 PD MONTHLY
  12 Months  0.88% 0.88% $1,000 PD MONTHLY
  18 MonthS  1.06% 1.07% $1,000 PD MONTHLY
  24 Months  1.34% 1.35% $1,000 PD MONTHLY
 KIDS CLUB (6 Month Term)  0.88% 0.88% $250 PD MONTHLY
 TEEN CLUB (6 Month Term)  0.88% 0.88% $250 PD MONTHLY
ACCOUNT APRAPYVARIABLESPD
IRA CERTIFICATES       MINIMUM DEPOSIT  
TRADITIONAL 12 Month Term  0.88% 0.88%  $1,000 PD MONTHLY
ROTH 12 Month Term  0.88% 0.88% $1,000 PD MONTHLY
           
JUMBO TRADITIONAL  12 Month Term  0.93% 0.93% $50,000 PD MONTHLY
ROTH 12 Month Term  0.93% 0.93% $50,000 PD MONTHLY
           
PLATINUM TRADITIONAL 12 Month Term  0.98% 0.98% $100,000 PD MONTHLY
ROTH 12 Month Term  0.98% 0.98% $100,000 PD MONTHLY
           
ACCOUNT APRAPYVARIABLESPD
JUMBO CERTIFICATE RATES        MINIMUM DEPOSIT  
 $50,000 TO $99,999 30 Days 0.58% 0.58%  $50,000 - $99,999 PD MONTHLY
  60 Days 0.68% 0.68%  $50,000 - $99,999 PD MONTHLY
  90 Days 0.78% 0.78%  $50,000 - $99,999 PD MONTHLY
  6 Months 0.93% 0.93%  $50,000 - $99,999 PD MONTHLY
  9 Months 0.93% 0.93%  $50,000 - $99,999 PD MONTHLY
  12 Months 0.93% 0.93%  $50,000 - $99,999 PD MONTHLY
  18 Months 1.11% 1.12%  $50,000 - $99,999 PD MONTHLY
  24 Months 1.39% 1.40%  $50,000 - $99,999  
ACCOUNT APRAPYPD
PLATINUM CD RATE        $100,000+
 $100,000 MINIMUM 30 Days 0.63% 0.29% PD MONTHLY
  60 Days 0.73% 0.36% PD MONTHLY
  90 Days 0.83% 0.42% PD MONTHLY
  6 Months 0.98% 0.49% PD MONTHLY
  9 Months 0.98% 0.54% PD MONTHLY
  12 Months 0.98% 0.59% PD MONTHLY
  18 Months 1.16% 1.17% PD MONTHLY
  24 Months 1.44% 1.45% PD MONTHLY
CD accounts totaling $100,000 will automatically roll over to the Platinum Rate

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