This Rate Schedule states rates applicable to specified accounts. This schedule is incorporated as a part of your account agreement with Torrance Community Credit Union.

For purposes of this disclosure, the dividend rate and annual percentage yield stated for the term share accounts were offered within the most recent seven calendar days and were accurate as of December 20, 2018

*Auto Rates Shown include 0.25% reduction

New Auto Loans (includes motorcycles)Terms720+680-719640-679600-639550-5990-549Min Loan Amt.

90% LTV

(90% or less loan to value)

UP TO 24 MOS 0.75% 1.25% 4.25% 8.45% 12.65% 17.75% $2,000
UP TO 36 MOS 1.75% 2.25% 5.25% 9.45% 13.65% 17.75% $5,000
UP TO 48 MOS 2.00% 2.50% 5.50% 9.70% 13.90% 17.75% $5,000
UP TO 60 MOS 2.25% 2.75% 5.75% 9.95% 14.15% 17.75% $15,000
UP TO 72 MOS 2.75% 3.25% 6.25% - - - $20,000
UP TO 84 MOS 3.00% 3.50% 6.50% - - - $40,000
New Auto Loans (includes motorcycles)Terms720+680-719640-679600-639550-5990-549Min Loan Amt.

90% LTV

(90% or less loan to value)

UP TO 24 MOS 1.00% 1.50% 4.50% 8.70% 12.90% 17.75% $2,000
UP TO 36 MOS 2.00% 2.50% 5.50% 9.70% 13.90% 17.75% $5,000
UP TO 48 MOS 2.25% 2.75% 5.75% 9.95% 14.15% 17.75% $5,000
UP TO 60 MOS 2.50% 3.00% 6.00% 10.20% 14.40% 17.75% $15,000
UP TO 72 MOS 3.00% 3.50% 6.50% - - - $20,000
UP TO 84 MOS 3.25% 3.75% 6.75% - - - $40,000
Used Auto Loans (includes motorcycles)Terms720+680-719640-679600-639550-5990-549Min Loan Amt.

90% LTV

(90% or less loan to value)

UP TO 24 MOS 1.00% 1.50% 4.50% 8.70% 12.90% 17.75% $2,000
UP TO 36 MOS 2.00% 2.50% 5.50% 9.70% 13.90% 17.75% $5,000
UP TO 48 MOS 2.25% 2.75% 5.75% 9.95% 14.15% 17.75% $5,000
UP TO 60 MOS 2.50% 3.00% 6.00% 10.20% 14.40% 17.75% $15,000
UP TO 72 MOS 3.00% 3.50% 6.50% - - - $20,000
UP TO 84 MOS 3.25% 3.75% 6.75% - - - $40,000
Used Auto Loans (includes motorcycles)Terms720+680-719640-679600-639550-5990-549Min Loan Amt.

90% LTV

(90% or less loan to value)

UP TO 24 MOS 1.25% 1.50% 4.75% 8.95% 13.15% 17.75% $2,000
UP TO 36 MOS 2.25% 2.75% 5.75% 9.95% 14.15% 17.75% $5,000
UP TO 48 MOS 2.50% 3.00% 6.00% 10.20% 14.40% 17.75% $5,000
UP TO 60 MOS 2.75% 3.25% 6.25% 10.45% 14.65% 17.75% $15,000
UP TO 72 MOS 3.25% 3.75% 6.75% - - - $20,000
UP TO 84 MOS 3.50% 4.00% 7.00% - - - $40,000

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