New Cars
NEW Cars, Trucks, Vans, SUVs and Motorcycles
Financing Up to 100% Terms up to 84 months / Up to 90% of the value of the vehicle
Ask us about our great loans for Boats, Watercrafts, Trailers, Motor homes and RVs
| Terms | APR* |
|---|---|
| 24 Months | 0.75 - 17.75% |
| 36 Months | 1.75 - 17.75% |
| 48 Months | 2.00 - 17.75% |
| 60 Months | 2.25 - 17.75% |
| 72 Months | 2.75 - 6.25% (See Full Ratesheet) |
| 84 Months | 3.00 - 6.75% (See Full Ratesheet) |
*APR= Annual Percentage Rate. Loan approval, term, and rate are determined by your credit worthiness based on your income and credit score. These rates reflect 0.25 Auto Pay discount.
NEW Cars, Trucks, Vans, SUVs and Motorcycles
Financing Up to 100% Terms up to 84 months / Over 90% of the value of the vehicle
Ask us about our great loans for Boats, Watercrafts, Trailers, Motor homes and RVs
| Terms | APR* |
|---|---|
| 24 Months | 1.00 - 17.75% |
| 36 Months | 2.00 - 17.75% |
| 48 Months | 2.25 - 17.75% |
| 60 Months | 2.50 - 17.75% |
| 72 Months | 3.00 - 17.75% (See Full Ratesheet) |
| 84 Months | 3.25 - 17.75% (See Full Ratesheet) |
*APR= Annual Percentage Rate. Loan approval, term, and rate are determined by your credit worthiness based on your income and credit score. These rates reflect 0.25 Auto Pay discount.
Used Cars
USED Cars, Trucks, Vans, SUVs and Motorcycles
Financing Up to 100% Terms up to 84 months / Up to 90% of the value of the vehicle
Ask us about our great loans for Boats, Watercrafts, Trailers, Motor homes and RVs
| Terms | APR* |
|---|---|
| 24 Months | 1.00 - 17.75% |
| 36 Months | 2.00 - 17.75% |
| 48 Months | 2.25 - 17.75% |
| 60 Months | 2.50 - 17.75% |
| 72 Months | 3.00 - 6.50% (See Full Ratesheet) |
| 84 Months | 3.25 - 6.75% (See Full Ratesheet) |
*APR= Annual Percentage Rate. Loan approval, term, and rate are determined by your credit worthiness based on your income and credit score. These rates reflect 0.25 Auto Pay discount.
USED Cars, Trucks, Vans, SUVs and Motorcycles
Financing Up to 100% Terms up to 84 months / Over 90% of the value of the vehicle
Ask us about our great loans for Boats, Watercrafts, Trailers, Motor homes and RVs
| Terms | APR* |
|---|---|
| 24 Months | 1.25 - 17.75% |
| 36 Months | 2.25 - 17.75% |
| 48 Months | 2.50 - 17.75% |
| 60 Months | 2.75 - 17.75% |
| 72 Months | 3.25 - 6.75% (See Full Ratesheet) |
| 84 Months | 3.50 - 7.00% (See Full Ratesheet) |
*APR= Annual Percentage Rate. Loan approval, term, and rate are determined by your credit worthiness based on your income and credit score. These rates reflect 0.25 Auto Pay discount.
Credit Cards
Credit Cards
MasterCard ScoreCard Points and Travel Awards Credit Card
No Annual Fees | No Cash Advance Fee | No Balance Transfer Fee
3.90% 6-month interest Rate
| Type | APR* | Minimum Loan Amount |
|---|---|---|
Platinum Preferred |
8.90% - 11.90% (See Full Ratesheet) | $15,000 |
Platinum |
11.90% - 18% | $300 |
IndieMoney MasterCard |
18% (unless qualifying rate is lower) | $250 |
*APR=Annual Percentage Rate **IndieMoney is TCCU's exclusive teen program designed to help teach 16- and 17-year old members about credit responsibly. See more about our Indie Money Program.
Personal Loans
Personal Loans
| Loan Type | Terms | APR* | Loan Amount |
|---|---|---|---|
Debt Buster |
Up to 84 Months | 8.25 - 17.75% | $1,000 - $15,000 (See Full ratesheet) |
Share Secured up to 100% |
Up to 84 Months | 3.00% | Min $300 |
Certificate Secured up to 100% |
Up to 84 Months | 3% over Shared Cert Rate | Min $300 |
Freedom Line of Credit |
DPR** 0.032 | 11.50% | Max $15,000 |
*APR= Annual Percentage Rate. **DPR=Daily Periodic Rate. Debt Buster and Freedom Line of Credit Loans shows direct deposit and auto pay 0.25% rate reduction. See full ratesheet for complete details.
Home
Home Loans
Introductory 12-Month Rate 2.75%
| Loan Type | APR* |
|---|---|
Home Equity Line of Credit (HELOC) |
3.50% - 6.00% |
Membership is required for loan qualification. Intro Rate is on first TCCU HELOC only. *APR=Annual Percentage Rate. Current fully indexed APR is 3.25% to 5.75%. Your rate could be as low as 3.00%; rate is based upon Prime Rate minus 0.5% with a floor rate of 3.00% APR and is subject to change after your introductory rate expires, then every six months. The maximum interest rate cannot exceed 6% APR plus the fully indexed rate. Rates are effective as of 2/24/2017 and apply to loans with a Combined Loan to Value (CLTV) of 80%, up to $200,000. The draw period is for 10 years. After the draw period ends, the loan is fully amortized to pay off within 15 years. All loans are subject to credit approval, title search, and verification of equity. Homeowners insurance and flood insurance, if applicable, is required. Membership to TCCU required. Consult your tax advisor for potential tax breaks. Fees apply for loans more than $200,000. NMLS 777129
First Trust Deeds
Fixed, Variable FHA, and more!
Available through our preferred mortgager provider call (877) 915-3030
Payment Saver
Payment Saver Loan
Our Best Payment Option!
| Rates | Terms |
|---|---|
| Like a Lease only Better | No Security Deposit |
| Up to 100% Financing | No Application Fee |
|
New and Preowned Cars, vans light trucks up to 5 years old |
Option to sell, trade, refinance, or walk away |
Try the Calculator to see the difference!
HomeBanking
