Loan Rates

NEW Cars, Trucks, Vans, SUVs and Motorcycles

Financing Up to 100% Terms up to 84 months / Up to 90% of the value of the vehicle

Ask us about our great loans for Boats, Watercrafts, Trailers, Motor homes and RVs

Terms
APR*
24 Months
0.75 - 17.75%
36 Months
1.75 - 17.75%
48 Months
2.00 - 17.75%
60 Months
2.25 - 17.75%
72 Months
2.75 - 6.25% (See Full Ratesheet)
84 Months
3.00 - 6.75% (See Full Ratesheet)

 

*APR= Annual Percentage Rate. Loan approval, term, and rate are determined by your credit worthiness based on your income and credit score. These rates reflect 0.25 Auto Pay discount. 

 

NEW Cars, Trucks, Vans, SUVs and Motorcycles

Financing Up to 100% Terms up to 84 months / Over 90% of the value of the vehicle

Ask us about our great loans for Boats, Watercrafts, Trailers, Motor homes and RVs

 

Terms
APR*
24 Months
1.00 - 17.75%
36 Months
2.00 - 17.75%
48 Months
2.25 - 17.75%
60 Months
2.50 - 17.75%
72 Months
3.00 - 17.75% (See Full Ratesheet)
84 Months
3.25 - 17.75% (See Full Ratesheet

*APR= Annual Percentage Rate. Loan approval, term, and rate are determined by your credit worthiness based on your income and credit score. These rates reflect 0.25 Auto Pay discount. 

USED Cars, Trucks, Vans, SUVs and Motorcycles

Financing Up to 100% Terms up to 84 months / Up to 90% of the value of the vehicle

Ask us about our great loans for Boats, Watercrafts, Trailers, Motor homes and RVs

 

Terms
APR*
24 Months
1.00 - 17.75%
36 Months
2 - 17.75%
48 Months
225 - 17.75%
60 Months
2.50 - 17.75%
72 Months
3.00 - 6.50% (See Full Ratesheet)
84 Months
3.25 - 6.75% (See Full Ratesheet)

 

*APR= Annual Percentage Rate. Loan approval, term, and rate are determined by your credit worthiness based on your income and credit score. These rates reflect 0.25 Auto Pay discount. 

 

USED Cars, Trucks, Vans, SUVs and Motorcycles

Financing Up to 100% Terms up to 84 months / Over 90% of the value of the vehicle

Ask us about our great loans for Boats, Watercrafts, Trailers, Motor homes and RVs

 

Terms
APR*
24 Months
1.25 - 17.75%
36 Months
2.25 - 17.75%
48 Months
2.50- 17.75%
60 Months
2.75 - 17.75%
72 Months
3.25 - 6.75% (See Full Ratesheet)
84 Months
3.50 - 7.00% (See Full Ratesheet)

 

*APR= Annual Percentage Rate. Loan approval, term, and rate are determined by your credit worthiness based on your income and credit score. These rates reflect 0.25 Auto Pay discount. 

Credit Cards

MasterCard ScoreCard Points and Travel Awards Credit Card
No Annual Fees | No Cash Advance Fee | No Balance Transfer Fee

3.90% 6-month interest Rate      

 

Terms
APR*
Minimum Loan Amount
Platinum Preferred
8.90% - 11.90% (See Full Ratesheet)
$15,000
Platinum
11.90% - 18%
$300
IndieMoney MasterCard
18% (unless qualifying rate is lower)
$250

 

*APR=Annual Percentage Rate **IndieMoney is TCCU's exclusive teen program designed to help teach 16- and 17-year old members about credit responsibly. See more about our Indie Money Program.

 

Personal Loans

 

Loan Type
Terms
APR*
Loan Amount
Debt Buster
Up to 84 Months
8.25 - 17.75%
$1,000 - $15,000 (See Full ratesheet)
Share Secured up to 100%
Up to 84 Months
3.00%/div>
Min $300
Certificate Secured up to 100%
Up to 84 Months
3% over Shared Cert Rate
Min $300
Freedom Line of Credit
DPR** 0.032
11.50%
Max $15,000

 

*APR= Annual Percentage Rate. **DPR=Daily Periodic Rate. Debt Buster and Freedom Line of Credit Loans shows direct deposit and auto pay 0.25% rate reduction. See full ratesheet for complete details. 

Home Loans

HELOC
Introductory 12-Month Rate 2.75%

 

Loan Type
APR*
Home Equity Line of Credit (HELOC)
4.00% - 6.50%

 

Here’s the fine print: Membership is required for loan qualification. Intro Rate is on first TCCU HELOC only. *APR=Annual Percentage Rate. Current fully indexed APR is 4.00 % to 6.05%. Your rate could be as low as 4.00%; rate is based upon Prime Rate minus 0.5% with a floor rate of 3.00% APR for top tier credit and is subject to change after your introductory rate expires, then every six months. The maximum interest rate cannot exceed 6% APR above the fully indexed rate or 18%, whichever is less. Rates are effective as of 12/14/2017 and apply to loans with a Combined Loan to Value (CLTV) of 80%, up to $200,000. The draw period is for 10 years. After the draw period ends, the loan is fully amortized to pay off within 15 years. All loans are subject to credit approval, title search, and verification of equity. Homeowners insurance and flood insurance, if applicable, is required. Membership to TCCU is required. Consult your tax advisor for potential tax breaks. Fees apply for loans more than $200,000.

First Trust Deeds
Fixed, Variable FHA, and more!

Available through our preferred mortgager provider call (877) 915-3030 

See Home Loan Rates

 

 

Payment Saver Loan

Our Best Payment Option!

 

Rates
APR*
Like a Lease only Better
No Security Deposit
Up to 100% Financing
No Application Fee
New and Preowned
Cars, vans light trucks up to 5 years old
Option to sell, trade, refinance, or walk away

 

Try the Calculator to see the difference!