Personal Loans
Loans for vacation, tuition, car repairs, or other personal needs.
Personal Loan Rates
APR* w/payroll direct deposit & auto pay reduction
| APR* | Amount Maximum |
|---|---|
| 8.25% | $15,000 |
| 10.25% | $15,000 |
| 12.25% | $15,000 |
| 14.25% | $10,000 |
| 17.25% | $5,000 |
| 17.75% | $5,000 |
Additional Personal Loan Rates
| Loan Type | DPR | APR* | Term |
|---|---|---|---|
| Share-Secured Loan | 3.08% | 2.83% | Up to 84 months |
| Certificate-Secured Loan | Ask for details | 3.0% above certificate rate | Up to 84 months |
| Freedom Line Of Credit | 0.032 | 11.50% | $15,000 maximum |
*APR = Annual Percentage Rate. DPR = Daily Periodic Rate. Penalty for late payments on consumer loans (excluding MasterCard): if your payment is more than 10 days late, you will pay a late charge of 5% of the payment due, $15.00 min to $50 max. Loan Late Charge (Line of Credit) 5% of pmt due (min $5 max $50). All loans subject to credit approval. Actual rate received is determined by your credit qualifications.
Mastercard
Travel and Merchandise Points
8.9% to 18% APR*
3.90% 6-month APR* Introductory Rate
Now Points Don't Expire!
ScoreCard© by Mastercard©
Travel and Merchandise Rewards Card
| Limits from $500 to $25,000 | No balance transfer fees |
| No annual fee | No variable rates |
*APR = Annual Percentage Rate based on credit score and annual household income.
Get Apple Pay App
Open the wallet feature on your iPhone and tap the + on the top right corner, then follow the instructions. Take a picture of your card, then verify the card number. After adding your card, activate by phone by answering a few security questions.
For Apple Pay Support: 1(844) 483-2545
Get the Samsung Pay App
Open the app, tap "add a card", and take a picture of your Mastercard or ScoreCard. Call the number displayed to verify your card, and you're ready to use your Samsung Pay.
For Samsung Support: 1(800) 726-7864
Lost/Stolen Mastercard
Report Your Mastercard or ScoreCard as Lost or Stolen
To report your Mastercard or ScoreCard credit card lost or stolen, please call 1(800) 543-5073.
Report Your Business Mastercard Debit Card Lost or Stolen
Please call the credit union at (310) 618-9111. After business hours, select option 6.