You Are Here: | Home Loans Mortgage Loan





TCCU Information

Torrance Community Credit Union

2377 Crenshaw Blvd.
Suite 150
Torrance, CA 90501
(310) 618-9111  


M-TH 9:30 - 5:30 p.m.
F 9:30 - 6 p.m.

Routing Number 322283152

(310) 782-3937
toll free (866) 782-3937

Secure Messaging Link 
Send a Secure Message
Send a Regular Email

BillPay PLUS
Help Desk
(855) 545-6231

(866) 604-0380

24-hour Mortgage Loans
(877) 899-8965

CU Service Center

(866) 692-8669

TCCU After Hours
(310) 618-9111 option 6


Report Lost Or Stolen:


 Visa Debit Card





Mortgage Loans



2.75% APR* FOR 12 MONTHS, 3.00% FLOOR RATE

Home Equity

Take advantage of our low 2.75% APR 12-month introductory rate*!

If you want to consolidate your debt, remodel, or purchase a more economical car, a Home Equity loan may be the right option for you. Rates start as low as 3.00% APR. Interest may be tax deductible. Please consult your tax adviser for potential tax breaks. Contact a TCCU Loan Officer for more details.

Click here to see current rates.
Click here for a fillable Application.

*APR=Annual Percentage Rate. Introductory Annual Percentage Rate (APR) of 2.75% for the first 12 (twelve) months, after that your APR may vary. Current fully indexed APR is 3.00% to 5.25%. Your rate could be as low as 3.00%; rate is based upon Prime Rate minus 1/2% with a floor rate of 3.00% APR and is subject to change after your introductory rate expires every then every six months. The maximum interest rate cannot exceed 6% APR of fully indexed rate. Rates are effective as of 4/09/13 and apply to loans with a Combined Loan to Value (CLTV) of 90%, up to $350,000. Loan term is available up to 15 years; the draw period is for 10 years. After the draw period ends, the loan is fully amortized to pay off within 15 years. All loans are subject to credit approval, title search, and verification of equity. Homeowners insurance and flood insurance, if applicable, is required. Membership to TCCU required. Consult your tax adviser for potential tax breaks. Fees apply for loans more than $200,000. 

TCCU NMLS 777129



More Options Mean More Power

If you're purchasing a new home, refinancing your existing mortgage or making home improvements, TCCU has an affordable mortgage loan solution that can meet all your Real Estate needs.

Mortgage Loans

Check Rates 

10- to 40-year Fixed
3/1 and 5/1 ARM
FHA Loans
Jumbo Loans

You can also find tools to help you determine prequalification, review our new loan products, apply online, and more!

For mortgage questions or to apply over the phone: 877-899-8965.

Equal Housing Lender






Copyright © 2014 Torrance Community Credit Union. All Rights Reserved.