HELOCpage

Home Equity Line of Credit

Take advantage of our low 2.75% APR 12-month introductory rate*! 

Please contact the Credit Union Loan Department for a complete HELOC package and for more information (310) 618-9111. 

  • Remodel your bathroom before company arrives
  • Add your finishing touch to the guest room
  • Pretty up your lawn
  • Get new appliances

 

Here’s the fine print: Membership is required for loan qualification. Intro Rate is on first TCCU HELOC only. *APR=Annual Percentage Rate. Current fully indexed APR is 4.25 % to 6.75%. Your rate could be as low as 4.25%; rate is based upon Prime Rate minus 0.5% with a floor rate of 3.00% APR for top tier credit and is subject to change after your introductory rate expires, then every six months. The maximum interest rate cannot exceed 6% APR above the fully indexed rate or 18%, whichever is less. Rates are effective as of 03/22/2018 and apply to loans with a Combined Loan to Value (CLTV) of 80%, up to $200,000. The draw period is for 10 years. After the draw period ends, the loan is fully amortized to pay off within 15 years. All loans are subject to credit approval, title search, and verification of equity. Homeowners insurance and flood insurance, if applicable, is required. Membership to TCCU is required. Consult your tax advisor for potential tax breaks. Fees apply for loans more than $200,000.


Prime Home Equity Fixed Loans

Please contact the Credit Union Loan Department for a complete HELOC package and for more information (310) 618-9111.

If you want to consolidate your debt, remodel, or purchase a more economical car, a Home Equity Loan may be the right option for you. Rates start as low as 4.25% APR. Interest may be tax deductible. Please consult your tax adviser for potential tax breaks. Contact a TCCU Loan Officer for more details.

- No Introductory Rate
- 15 year Amortization and 5 year balloon payment.  

Current Rates

 

Disclosure

Membership is required for loan qualification. Intro Rate is on first TCCU HELOC only. *APR=Annual Percentage Rate. Current fully indexed APR is 4.00 % to 6.05%. Your rate could be as low as 4.00%; rate is based upon Prime Rate minus 0.5% with a floor rate of 3.00% APR for top tier credit and is subject to change after your introductory rate expires, then every six months. The maximum interest rate cannot exceed 6% APR above the fully indexed rate or 18%, whichever is less. Rates are effective as of 12/14/2017 and apply to loans with a Combined Loan to Value (CLTV) of 80%, up to $200,000. The draw period is for 10 years. After the draw period ends, the loan is fully amortized to pay off within 15 years. All loans are subject to credit approval, title search, and verification of equity. Homeowners insurance and flood insurance, if applicable, is required. Membership to TCCU is required. Consult your tax advisor for potential tax breaks. Fees apply for loans more than $200,000.

TCCU NMLS 777129


 Equal Housing Lender