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HELOC 2 Spring 2017

 

Home Equity Lines of Credit

2.75% APR* FOR 12 MONTHS

Take advantage of our low 2.75% APR 12-month introductory rate*!

If you want to consolidate your debt, remodel, or purchase a more economical car, a Home Equity loan may be the right option for you. Rates start as low as 3.00% APR. Interest may be tax deductible. Please consult your tax adviser for potential tax breaks. Contact a TCCU Loan Officer for more details.

Click here to see current rates.

 

*Here’s the fine print: *APR=Annual Percentage Rate. Intro Rate is on first TCCU HELOC only. Current fully indexed APR is 3.50% to 6.00%. Your rate could be as low as 3.00%; rate is based upon Prime Rate minus 0.5% with a floor rate of 3.00% APR and is subject to change after your introductory rate expires, then every six months. The maximum interest rate cannot exceed 12% APR plus the fully indexed rate. Rates are effective as of 4/12/2017 and apply to loans with a Combined Loan to Value (CLTV) of 80%, up to $200,000. The draw period is for 10 years. After the draw period ends, the loan is fully amortized to pay off within 15 years. All loans are subject to credit approval, title search, and verification of equity. Homeowners insurance and flood insurance, if applicable, is required. Membership to TCCU required. Consult your tax advisor for potential tax breaks. Fees apply for loans more than $200,000.

 Click here for a fillable Application.


TCCU NMLS 777129

3.00% FLOOR RATE

 

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Equal Housing Lender