2.75% APR 12-month introductory rate*! 


NEW! Interest-Only HELOC

More breathing room with a lower payment!

Borrow up to $200,000

Download the Rate Sheet

Home Equity Line of Credit 

Borrow up to 80% of the value of your home up to $200,000. Repayment is based on a 15-year term. 

Here’s the fine print: Membership is required for loan qualification. Intro Rate is on first TCCU HELOC only. *APR=Annual Percentage Rate. Current fully indexed APR is 3.00% to 5.25%. Interest only HELOC rates is 0.25% more than traditional HELOC Rates. Rate is based upon Prime Rate minus 0.5% with a floor rate of 3.00% APR for top tier credit and is subject to change after your introductory rate expires, then every six months. The maximum interest rate cannot exceed 6% APR above the fully indexed rate or 18%, whichever is less. Rates are effective as of 07/29/2020 and apply to loans with a Combined Loan to Value (CLTV) of 80%, up to $200,000. The draw period is for 10 years. After the draw period ends, the loan is fully amortized to pay off within 15 years. All loans are subject to credit approval, title search, and verification of equity. Homeowners insurance and flood insurance, if applicable, is required. Membership to TCCU is required. Consult your tax advisor for potential tax breaks. Fees apply for loans more than $200,000.

HELOC Package 

Prime Home Equity Fixed Loan 

Rates start as low as 3.00% APR. 15-year amortization and a 5-year balloon payment. No introductory rate. Interest may be tax-deductible. Please consult your tax adviser for potential tax breaks.  

TCCU NMLS 777129

 Equal Housing Lender 

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