Your Credit Union Emergency Mortgage Resources

The Emergency Mortgage Relief options are only available to TCCU members who have been financially impacted by COVID-19 Coronavirus. Mortgage loans eligible for the Emergency Mortgage Relief Program include 1st Trust Deeds, Home Equity Loans, and Home Equity Lines of Credit. 

The Credit Union will waive real estate late fees that were effectively due on March 19, 2020, or later until further notice. 

You may be eligible to skip your payments, extend the term or the maturity date, or reduce your payments. Interest will continue to accrue on real estate loans during the skip periods. Please see the instructions below for required documentation and other instructions. 

See other available Credit Union Resources here. 

How to Apply for the TCCU Emergency Mortgage Relief Program

TCCU Emergency Mortgage Relief Program is only available to those who have been financially impacted by COVID-19 Coronavirus. The following documents are required. 

  1. 1. Complete Credit Application. Download Credit Application Here
  2. 2. Letter of hardship that includes:
    1. 1. Where you currently work or most recently worked
    2. 2. What has happened or is happening to your employment and income
    3. 3. Explain your current financial situation or hardship you are experiencing
    4. 4. What are you expecting ahead for finances/income
    5. 5. What option do you need? Reduced payments? Skipped payments? For how long? 
  3. 3. Copy of your last paycheck stub or proof of income
  4. 4. Copy of notification you received from your employer on the change to your employment in relation to COVID-19

Please submit all documents together by fax, secure email service available through HomeBanking eServices, regular US Mail, or drop them in an envelope in the drop slot next to the ATM at the branch. We will review them as soon as possible and we appreciate your patience. 

To request more information, you may This email address is being protected from spambots. You need JavaScript enabled to view it., or call Lesley Aitchison, Loan Department Manager at (310) 618-9111 ext. 39. 

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