Eighteen to Twenty-Somethings

Whether you're starting college, starting a business,  or just starting to think about what to do next, we have the tools and resources to help you every step of the way. Balance Financial Fitness is our "How to" place for life management. Find articles, videos, blogs, workshops, webinars and even financial counseling. Below is this month's featured article:

What Are Your Financial Goals?

If you had to choose between sitting down at the kitchen table and setting goals or sitting on the beach in the Caribbean, you would probably choose the beach. But how would you pay for the airfare? Hotel? Food? Souvenirs?

Goal setting in and of itself may not be exciting and fun, but it helps you to save for and achieve exciting and fun things, as well as things that may not be as exhilarating but are still pretty important (such as having enough money for retirement or a child's college education). You could just wait and see what is left over at the end of the month after you pay your bills, but since it is easy to get in the habit of spending what you make, you may wind up having no savings if you take this approach.

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